.page-products {
  --biz-gap: clamp(20px, 3vw, 36px);
  --biz-radius: 10px;
  padding-bottom: clamp(40px, 6vw, 72px);
}

/* ---------- 面包屑 ---------- */
.page-products .biz-crumb {
  padding-top: 22px;
}

/* ---------- 首屏 ---------- */
.page-products .biz-hero {
  padding-top: clamp(18px, 3vw, 36px);
}

.page-products .biz-hero__grid {
  display: grid;
  gap: var(--biz-gap);
}

.page-products .biz-hero__copy h1 {
  margin: 14px 0 0;
  font-size: var(--step-h1);
  line-height: 1.14;
  font-weight: 800;
  letter-spacing: -0.015em;
  color: var(--text);
}

.page-products .biz-hero__copy h1::after {
  content: "";
  display: block;
  width: 72px;
  height: 3px;
  margin-top: 20px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--neon), var(--electric));
}

.page-products .biz-hero__copy .lede {
  margin-top: 18px;
  max-width: 46ch;
  color: var(--text-muted);
}

.page-products .biz-hero__cta {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 26px;
}

.page-products .biz-hero__visual {
  display: grid;
  gap: 16px;
}

.page-products .biz-hero__stats {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1px;
  margin: 0;
  background: var(--border);
  border: 1px solid var(--border);
  border-radius: var(--biz-radius);
  overflow: hidden;
}

.page-products .biz-hero__stats > div {
  padding: 13px 14px;
  background: var(--surface);
}

.page-products .biz-hero__stats dt {
  font-size: 12px;
  letter-spacing: 0.04em;
  color: var(--text-muted);
}

.page-products .biz-hero__stats dd {
  margin: 6px 0 0;
  font-size: clamp(17px, 2.4vw, 22px);
  font-weight: 700;
  color: var(--neon);
}

/* ---------- 横向卡片带 ---------- */
.page-products .biz-rail {
  padding-top: clamp(38px, 5.5vw, 62px);
}

.page-products .biz-rail__track {
  display: flex;
  gap: 18px;
  margin-top: 22px;
  padding: 6px var(--gutter) 24px;
  overflow-x: auto;
  overscroll-behavior-x: contain;
  scroll-snap-type: x mandatory;
  scrollbar-width: thin;
  scrollbar-color: var(--line) transparent;
  -webkit-overflow-scrolling: touch;
}

.page-products .biz-rail__track:focus-visible {
  outline: 2px solid var(--neon);
  outline-offset: -4px;
  border-radius: var(--biz-radius);
}

.page-products .biz-card {
  scroll-snap-align: start;
  flex: 0 0 min(298px, 76vw);
  display: flex;
  flex-direction: column;
  gap: 10px;
  padding: 22px 20px 18px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-left: 2px solid var(--neon);
  border-radius: var(--biz-radius);
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), border-left-color 0.25s var(--ease);
}

.page-products .biz-card:hover,
.page-products .biz-card:focus-within {
  transform: translateY(-4px);
  box-shadow: var(--shadow-2);
  border-left-color: var(--coral);
}

.page-products .biz-card__idx {
  margin: 0;
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.16em;
  color: var(--text-dim);
}

.page-products .biz-card__title {
  margin: 0;
  font-size: 19px;
  line-height: 1.35;
  font-weight: 700;
  color: var(--text);
}

.page-products .biz-card__body {
  margin: 0;
  font-size: 14px;
  line-height: 1.72;
  color: var(--text-muted);
}

.page-products .biz-card__specs {
  margin: auto 0 0;
  padding: 14px 0 0;
  list-style: none;
  border-top: 1px dashed var(--border);
}

.page-products .biz-card__specs li {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  font-size: 12.5px;
  line-height: 2;
  color: var(--text-muted);
}

.page-products .biz-card__specs li span:last-child {
  font-family: var(--font-mono);
  color: var(--electric);
}

/* ---------- 额度与时间 ---------- */
.page-products .biz-cycle__grid {
  display: grid;
  gap: clamp(26px, 4vw, 46px);
  margin-top: 26px;
}

.page-products .biz-cycle__text h3 {
  margin: 0 0 12px;
  font-size: var(--step-h3);
  line-height: 1.35;
  color: var(--text);
}

.page-products .biz-cycle__text p {
  margin: 0 0 14px;
  font-size: 15px;
  line-height: 1.82;
  color: var(--text-muted);
}

.page-products .biz-cycle__list {
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}

.page-products .biz-cycle__list li {
  position: relative;
  padding-left: 20px;
  font-size: 14px;
  line-height: 1.72;
  color: var(--text-muted);
}

.page-products .biz-cycle__list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 8px;
  width: 8px;
  height: 8px;
  border-radius: 2px;
  background: var(--neon);
  box-shadow: 0 0 10px -2px var(--neon);
}

.page-products .biz-cycle__list li:nth-child(even)::before {
  background: var(--coral);
  box-shadow: 0 0 10px -2px var(--coral);
}

.page-products .biz-cycle__link {
  margin-top: 18px;
  font-size: 13.5px;
  color: var(--text-muted);
}

.page-products .biz-cycle__link a {
  color: var(--electric);
  text-decoration: underline;
  text-decoration-color: rgba(34, 211, 238, 0.4);
  text-underline-offset: 3px;
}

.page-products .biz-cycle__link a:hover {
  text-decoration-color: var(--electric);
}

.page-products .biz-cycle__figure {
  margin: 0;
}

.page-products .biz-cycle__figure--round {
  max-width: 400px;
  width: 100%;
  justify-self: center;
}

.page-products .biz-frame-tall {
  display: block;
  aspect-ratio: 2 / 3;
  max-width: 320px;
  margin-inline: auto;
  overflow: hidden;
  border-radius: var(--biz-radius);
}

.page-products .biz-frame-tall img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.page-products .biz-cycle__figure .media-frame__caption {
  margin-top: 10px;
  font-size: 12.5px;
  line-height: 1.6;
  color: var(--text-dim);
}

/* ---------- 费用分组 ---------- */
.page-products .biz-fees__layout {
  display: grid;
  gap: clamp(26px, 4vw, 44px);
  margin-top: 26px;
}

.page-products .biz-chart {
  width: 100%;
  height: auto;
  overflow: visible;
}

.page-products .biz-chart__grid line {
  stroke: var(--border);
  stroke-width: 1;
  stroke-dasharray: 3 7;
}

.page-products .biz-chart__bar rect {
  fill: var(--neon);
  opacity: 0.86;
}

.page-products .biz-chart__bar rect:nth-child(2),
.page-products .biz-chart__bar rect:nth-child(4) {
  fill: var(--electric);
  opacity: 0.62;
}

.page-products .biz-chart__label text {
  fill: var(--text-muted);
  font-family: var(--font-sans);
  font-size: 12px;
  font-weight: 400;
}

.page-products .biz-chart__note {
  margin: 14px 0 0;
  font-size: 12.5px;
  line-height: 1.65;
  color: var(--text-dim);
}

.page-products .biz-fees__groups {
  display: grid;
  gap: 14px;
}

.page-products .biz-fee {
  display: flex;
  flex-direction: column;
  padding: 18px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--biz-radius);
  transition: border-color 0.25s var(--ease), transform 0.25s var(--ease);
}

.page-products .biz-fee:hover {
  border-color: var(--neon);
  transform: translateY(-2px);
}

.page-products .biz-fee__head {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 10px;
  padding-bottom: 12px;
  margin-bottom: 12px;
  border-bottom: 1px solid var(--border);
}

.page-products .biz-fee__name {
  margin: 0;
  font-size: 15.5px;
  font-weight: 700;
  color: var(--text);
}

.page-products .biz-fee__count {
  flex: none;
  font-size: 13px;
  color: var(--coral);
}

.page-products .biz-fee__items {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 7px;
}

.page-products .biz-fee__items li {
  position: relative;
  padding-left: 14px;
  font-size: 13px;
  line-height: 1.65;
  color: var(--text-muted);
}

.page-products .biz-fee__items li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 8px;
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--line);
}

/* ---------- 归档资料库 ---------- */
.page-products .biz-archive__grid {
  display: grid;
  gap: clamp(24px, 3.5vw, 38px);
  margin-top: 26px;
}

.page-products .biz-archive__figure {
  margin: 0;
}

.page-products .biz-archive__figure .media-frame__caption {
  margin-top: 10px;
  font-size: 12.5px;
  line-height: 1.6;
  color: var(--text-dim);
}

.page-products .biz-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--border);
}

.page-products .biz-tabs__btn {
  appearance: none;
  cursor: pointer;
  font: inherit;
  font-size: 13.5px;
  font-weight: 600;
  padding: 8px 16px;
  color: var(--text-muted);
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 999px;
  transition: color 0.2s var(--ease), border-color 0.2s var(--ease), background-color 0.2s var(--ease);
}

.page-products .biz-tabs__btn:hover {
  color: var(--text);
  border-color: var(--text-dim);
}

.page-products .biz-tabs__btn[aria-selected="true"] {
  color: var(--abyss);
  background: var(--neon);
  border-color: var(--neon);
}

.page-products .biz-tabs__btn:focus-visible {
  outline: 2px solid var(--electric);
  outline-offset: 2px;
}

.page-products .biz-panel {
  padding-top: 18px;
}

.page-products .biz-panel[hidden] {
  display: none;
}

.page-products .biz-clusters {
  display: grid;
  gap: 12px;
}

.page-products .biz-cluster {
  padding: 15px 15px 14px;
  background: var(--midnight);
  border: 1px solid var(--border);
  border-radius: var(--biz-radius);
}

.page-products .biz-cluster__name {
  margin: 0 0 7px;
  font-size: 14px;
  font-weight: 700;
  line-height: 1.5;
  color: var(--text);
}

.page-products .biz-cluster__num {
  display: inline-block;
  margin-left: 6px;
  font-family: var(--font-mono);
  font-size: 11.5px;
  font-weight: 500;
  color: var(--electric);
}

.page-products .biz-cluster__desc {
  margin: 0;
  font-size: 12.5px;
  line-height: 1.68;
  color: var(--text-muted);
}

/* ---------- 使用流程 ---------- */
.page-products .biz-flow__figure {
  margin: 24px 0 0;
}

.page-products .biz-flow__steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(178px, 1fr));
  gap: 14px;
  margin: 26px 0 0;
  padding: 0;
  list-style: none;
  counter-reset: bizstep;
}

.page-products .biz-flow__step {
  counter-increment: bizstep;
  padding: 18px 16px 16px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-top: 2px solid var(--electric);
  border-radius: var(--biz-radius);
  transition: box-shadow 0.25s var(--ease);
}

.page-products .biz-flow__step:hover {
  box-shadow: var(--shadow-1);
}

.page-products .biz-flow__step::before {
  content: counter(bizstep, decimal-leading-zero);
  display: block;
  margin-bottom: 8px;
  font-family: var(--font-mono);
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.12em;
  color: var(--neon);
}

.page-products .biz-flow__name {
  margin: 0 0 7px;
  font-size: 15px;
  font-weight: 700;
  line-height: 1.45;
  color: var(--text);
}

.page-products .biz-flow__step p {
  margin: 0;
  font-size: 13px;
  line-height: 1.7;
  color: var(--text-muted);
}

.page-products .biz-flow__link {
  margin: 22px 0 0;
  font-size: 13.5px;
  color: var(--text-muted);
}

.page-products .biz-flow__link a {
  color: var(--electric);
  text-decoration: underline;
  text-decoration-color: rgba(34, 211, 238, 0.4);
  text-underline-offset: 3px;
}

.page-products .biz-flow__link a:hover {
  text-decoration-color: var(--electric);
}

/* ---------- 适用场景 ---------- */
.page-products .biz-scenes__grid {
  display: grid;
  gap: 16px;
  margin-top: 26px;
}

.page-products .biz-scene {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 10px;
  padding: 22px 20px;
  background: linear-gradient(158deg, var(--surface) 0%, var(--abyss) 100%);
  border: 1px solid var(--border);
  border-radius: var(--biz-radius);
  transition: border-color 0.25s var(--ease), transform 0.25s var(--ease);
}

.page-products .biz-scene:hover {
  border-color: var(--text-dim);
  transform: translateY(-3px);
}

.page-products .biz-scene h3 {
  margin: 0;
  font-size: 17px;
  line-height: 1.45;
  color: var(--text);
}

.page-products .biz-scene p {
  margin: 0;
  font-size: 13.5px;
  line-height: 1.78;
  color: var(--text-muted);
}

/* ---------- 咨询 ---------- */
.page-products .biz-contact__panel {
  position: relative;
  overflow: hidden;
  display: grid;
  gap: 22px;
  padding: clamp(24px, 4vw, 38px);
  background: var(--surface-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
}

.page-products .biz-contact__panel::after {
  content: "";
  position: absolute;
  right: -80px;
  top: -90px;
  width: 240px;
  height: 240px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(54, 241, 205, 0.16), transparent 70%);
  pointer-events: none;
}

.page-products .biz-contact__copy {
  position: relative;
}

.page-products .biz-contact__copy h2 {
  margin: 0 0 12px;
  font-size: var(--step-h2);
  line-height: 1.3;
  color: var(--text);
}

.page-products .biz-contact__copy p {
  margin: 0;
  font-size: 14.5px;
  line-height: 1.8;
  color: var(--text-muted);
}

.page-products .biz-contact__actions {
  position: relative;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.page-products .biz-contact__note {
  margin: 14px 0 0;
  font-size: 12.5px;
  line-height: 1.7;
  color: var(--text-dim);
}

/* ---------- 响应式 ---------- */
@media (min-width: 640px) {
  .page-products .biz-fees__groups {
    grid-template-columns: 1fr 1fr;
  }

  .page-products .biz-clusters {
    grid-template-columns: 1fr 1fr;
  }
}

@media (min-width: 720px) {
  .page-products .biz-card {
    flex: 0 0 320px;
  }
}

@media (min-width: 800px) {
  .page-products .biz-scenes__grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .page-products .biz-contact__panel {
    grid-template-columns: 1.35fr 0.65fr;
    align-items: center;
  }
}

@media (min-width: 900px) {
  .page-products .biz-hero__grid {
    grid-template-columns: 1.12fr 0.88fr;
    align-items: end;
    gap: clamp(28px, 4vw, 52px);
  }

  .page-products .biz-cycle__grid {
    grid-template-columns: 1fr 1fr;
    align-items: center;
  }

  .page-products .biz-cycle__text--b {
    align-self: start;
  }

  .page-products .biz-fees__layout {
    grid-template-columns: 0.9fr 1.1fr;
    align-items: start;
  }

  .page-products .biz-archive__grid {
    grid-template-columns: 0.95fr 1.05fr;
    align-items: start;
  }
}

@media (min-width: 1360px) {
  .page-products .biz-rail__track {
    padding-inline: calc((100% - var(--shell)) / 2 + var(--gutter));
  }
}
<<<END>>>